ACH 和 wire的区别-做为前面个人大侠的补充

zhzh12

汇总下，不翻译了，呵呵，英文比中文更好懂。
1. ACH is a cheaper transaction than wire transfers.

2. ACH is done through batch processing, whereas wire transfers are done real time.

3. Wire transfers are the faster alternative to ACH transfers.

4. Wire transfer is a lot safer when transacting larger sums of money.

5.ACH is automatic clearing house. This is used mostly when people get direct deposit into their checking/savings account from their employer when they get paid. There is no fee to receive direct deposit.-----可以延伸的来就是，ACH只对账号，不对人

6. Wire Transfer on the other hand is a bank to bank transfer using the Federal Reserve System. Both the sending bank and receiving bank will charge fees for this service. -------Wire 则要看系统审核，严格

希望，对各位有帮助

webtea

不错，谢谢分享！

cash151

Google翻译一下：

1。ACH的是比电汇便宜的交易。

2。 ACH的是通过批处理，而实时电汇完成。

3。电汇是ACH的传输更快的替代方案。

4。交易较大数额的钱时，电汇是安全很多。

5.ACH是自动结算所。这主要用于当人们从他们的雇主直接存入他们的支票/储蓄帐户，当他们得到报酬。有没有收到直接存款的费用。----可以延伸的来就是，ACH只对账号，不对人

6。另一方面转移线是用联邦储备系统的银行转帐的银行。发送银行和接收银行会为这项服务收取费用。 -------Wire 则要看系统审核，严格